Welcome to the Homeownership Hub
We can assist you throughout your entire journey
Homeownership is a stable route to building generational wealth. We've partnered with several real estate professionals to ensure your homebuyer, as well as your homeowner, process goes smoothly. This includes- in true Queen BluePrint fashion- educating our clients on the process and providing guidance every step of the way. The homebuyer process can be broken up into 3 categories; Before You Hit the Bank Doors (Preparation), Prequalification, and After Closing. Don't worry, after closing we're still available as your financial support system and if you're interested in going the investor route we have professionals to assist you in that arena as well!
Meet The Core Team
Credit Repair Specialist
Hannibal is is fueled by his affinity for Real Estate & Finance and immense desire to help people, he passionately approaches every consultation with professionalism. Having held innumerable sales/ marketing/ customer service oriented positions cumulatively for 15+ years , impeccable service is now an instinct. His services have proven so effective that past clients have seen an average of 10.2 items, or 24% of their presenting negatives, removed within 4 months. Leveraging your consumer rights with our unparalleled experience to engage your individual creditors, and the credit bureaus. We work on your behalf to help ensure that your credit reports are fair, accurate, and substantiated. He's assisted over 100+ clients
Money Management Specialist
Candace is the CEO of the Queen BluePrint. In 2018 she was able to pay off the remainder of her 50K debt, maintain an 808 FICO score, and purchase her first home at the age of 26 with absolutely no financial assistance or programs with a conventional loan. Her mortgage banker was extremely impressed with her file stating "Your file is immaculate. I wish all my client files were like yours". Candace assists you in ensuring you're fully financially prepared for the process. This way you don't run the risk of your file being rejected and running your credit up with too many hard inquiries. She has assisted over 50+ clients in achieving their major money goals and brings homebuyer insider experience to her clients
Jeff has been originating mortgages since he graduated from Rutgers College in 2003. His attention to detail, creativity, and work ethic lead him to become an expert at helping customers and giving them the very best mortgage consultative advice available. His approach is very similar to a financial advisor’s. He requests all information upfront so he can analyze it and give the best advice on each financing option available so that his customers can make a well-educated, confident decision in which route they feel most comfortable taking. Jeff’s biggest niches are what he refers to as his “mortgage miracles”. These are basically mortgage that he is able to make work for his clients, even after other lenders have denied them
Envision | Research | Finances
Step 1: Envision
Understanding your motivation behind purchasing your home enables you to make the right decision out the gate. It also narrows your search a bit because a buyer taking up roots is not going to look at the property the same way an investor would. You'll save a lot of time trying to figure out what and where before you even contact a real estate agent. Our Homebuyer Organizer is designed to be your companion throughout the process and help streamline communication with your real estate agent
(Click the Picture to Purchase)
Time to do a bit of RESEARCH! I know this part kind of sucks but in order to make sure your deal is done with integrity and you've utilized all the programs & benefits of being a first-time homebuyer you have to understand the process for yourself. We have 2 ways you can gain knowledge and understanding in a fun and easy way as opposed to googling and researching on your own. Take advantage of our Home Ready eCourse (pictured to the right) and RSVP for our annual Homeownership Summit
(Click the Picture to Pre Order)
This is probably the most important step that about 85% of new homebuyers attempt to skip. Check-in with your finances at least 12 months before you want to start the actual homebuying process. You want to make sure nothing stands in your way once you submit your application. Let our team comb through your finances and endure that you have a clean financial bill of health. If you're not 100% you will receive actionable steps to get you cleared by your desired start date
(Click the Picture to Order)
Team | House Hunting | Closing
Step 1: Team
It’s important to have a team that is going to work with you and not against you to make the process more difficult than it really needs to be. Your core team will consist of:
-Real Estate Agent
-Loan Officer (Our Preferred Banker is Jeff!)
-Real Estate Attorney (No referrals at this time)
3 good qualities to look for in ALL your real estate professionals:
They have YOUR best interest at heart, not theirs
They’re willing to take the time to explain what’s going on at each step
They’re available to answer phone calls, emails or even text messages
(Click the picture to see our preferred agent in your area)
Step 2: House Hunting
Okay so once all of that boring stuff is done now comes the fun (yet could possibly be frustrating too) part, SHOPPING! So it’s time to grab that checklist you would have created months before hitting the bank door and put it to work! Any property you come across that may be a good contender or anything your agent sends you should be researching it. You should have multiple copies of your checklist and go through it with each property.
(Click the Picture to Purchase)
Step 3: Closing
Once you’ve done your due diligence and found a property you want then it’s time to make an offer. Watch the episode of CREAM Academy as our attorney panelist explains. After closing successfully you'll need to readjust your financial strategy. At that point give us a call and we'll be happy to provide it to free of charge if you've used our preferred lender
WHAT CLIENTS SAY
I consider this service to be a God send. As a black woman, it is important to me to support Black businesses and find advice and knowledge for those who look like me. I attended my first workshop this past weekend and I was super impressed by the wealth of knowledge all participants have. The founder, Candace, is a very cheery and upbeat spirit. She is not just a woman of words, but a woman of action, which is much needed in many business professionals. She is consistent in the services she provides and constantly provides ways to connect with her and other members of the organization. 5 out of 5 baby!
Queen Candace is an amazing young woman who is truly making an impact in the community of finance. Her platform provides education, tools, workshops to get you where you need to be. I just attended Homebuying workshop and the panelist were nothing short of AMAZING!!!! Lots of gems. Can’t wait to get my pre-order of the homebuying guide/workbook she has to offer and apply the knowledge shared from the panelist during my process! Keep it up Queen Candace. Glad you are part of my network!!!
Jeff has gone above and beyond to help me with all my real estate investment loans. One of the reasons that made me love Jeff is that he works around the clock. I text him at 11pm expecting an answer tomorrow, and he gets back to me within seconds. Not only does he has amazing customer service, he is also extremely knowledgeable in his crafts and super creative when it comes to closing hard loans. 5 out of 5!